ok, i am finally going to break down and start using paypal standardly. the check thing has always had a few problems, but i totaled up with last year and it's too much. it's also gotten to be too much hassle with the checking account. hopefully this will not backfire on me. thanks for your understanding. :-\
PayPal has worked well for me.
Quote from: alantani on February 06, 2014, 05:22:17 AM
ok, i am finally going to break down and start using paypal standardly. the check thing has always had a few problems, but i totaled up with last year and it's too much. it's also gotten to be too much hassle with the checking account. hopefully this will not backfire on me. thanks for your understanding. :-\
Just have them send you the money as a gift and you won't be charged any fees. I've have great success with paypal
I've worked with a few guys on here with it. I am happy to pay any fees to do business with you, Alan. Your to important of a resource to disgruntle. Your a pretty good guy, too. ;)
Ron
I always send Lee money by paypal. As long as you send it using the family and friends option. It is free.
PayPal is ok by me. Im willing to pay for fees if it came down to it. Thanks for all you do AlanT.
Right-o, np.
PayPal is convenient. When it comes to fees, those need to be passed along to the buyers. All of your prices are reasonable.
Alan, It will be a lot easier for you.
Quote from: floating doc on February 06, 2014, 12:31:49 PM
PayPal is convenient. When it comes to fees, those need to be passed along to the buyers. All of your prices are reasonable.
This. I also like PayPal as I sell and buy fishing gear straight from my PayPal account and the wife doesn't know or care what is going on. When she sees a check written out of our joint account for fishing tackle, well I lets just say I can't hide it. :)
Paypal... Letting married men but fishing tackle in secrect since 1998 ;)
QuoteQuote from: Topshot on February 06, 2014, 05:52:23 AM
Quote from: alantani on February 06, 2014, 05:22:17 AM
ok, i am finally going to break down and start using paypal standardly. the check thing has always had a few problems, but i totaled up with last year and it's too much. it's also gotten to be too much hassle with the checking account. hopefully this will not backfire on me. thanks for your understanding. :-\
Just have them send you the money as a gift and you won't be charged any fees. I've have great success with paypal
X2.
Quote from: Topshot on February 06, 2014, 04:59:36 PM
Paypal... Letting married men but fishing tackle in secrect since 1998 ;)
So true and you even get to pay for it a month later....... No Interest woo hoo
Quote from: Topshot on February 06, 2014, 04:59:36 PM
Paypal... Letting married men but fishing tackle in secrect since 1998 ;)
x3 It's the second marriage for both me and my wife. We have hers, his and joint checking accounts, I use paypal for my fishing and reel stuff.
Quote from: Topshot on February 06, 2014, 05:52:23 AM
Just have them send you the money as a gift and you won't be charged any fees. I've have great success with paypal
Here comes some unsolicited advice. If it is a gift, no problem. Otherwise play it straight and pay paypal its fee. They are a business and provide a valuable service. Gaming the system does not pay. Dominick
Quote from: Dominick on February 09, 2014, 04:49:29 AM
Quote from: Topshot on February 06, 2014, 05:52:23 AM
Just have them send you the money as a gift and you won't be charged any fees. I've have great success with paypal
Here comes some unsolicited advice. If it is a gift, no problem. Otherwise play it straight and pay paypal its fee. They are a business and provide a valuable service. Gaming the system does not pay. Dominick
I agree. I just sent a request to Alan for some parts for my 115L. I suggested that he should be raising his prices a bit to cover the paypal fees.
The % is low.
ive had no problems.bank manager advised me to use it
banks dont guarantee against fraud,paypal does
The friends and family option is the way to go. As long as it comes right out of your bank account, its perfectly legal and perfectly free! ;) The only fee I have experienced is paying out of the country. When I paid Wallace in Australia. Instead of $20 it was $20.20. ;D
The PayPal fee is an ordinary cost of doing business, just as fees are assessed for the use of charge cards. Some companies either charge the full price when using the charge card, or give a discount if the customer pays in cash or check (usually in the neighborhood of 2.5%). Some other businesses, like mine, just eat the cost as it is another complication (for the customer) to have to decided whether to pay in cash or check or cc, and then for me to figure out why they are paying a certain amount (customers often do not specify what they are paying for). Charging the customer a set amount and letting PP take their cut is simple and doesn't really amount to a great deal in the overall scheme of things. Since they are providing a service that many of my customers actually prefer to use, and since there is a likelihood that some would choose another vendor who uses PP, if I did not, then the small fee is a reasonable cost of doing business. Then, at the end of the year, PP will send me a nicely itemized accounting of everything that I bought or sold, refunds, and their fees. My accountant likes that since it's so much easier for her to compare the amounts rather than have to do all of the calculations for every month.
Another advantage of PP is that they have a good "system" of catching fraud of different sorts. Sometimes, even when the customer tries to get away with not paying, PP has their own system in place to deal with that kind of thing (I don't recall the specifics because it's rare, and has been a while since I've had to deal with that). Anyway, it's a good deal for what one gets (as a business or customer).
Whatever works for you, Chief!
My experience has been 50/50... It's works well with me being on the buying side, but not so good on the seller side.
They held my money unnecessarily too many times for 3+ months each time, and gave me a hassle every time.
From those that have dealt with me, know that I'm not very shrewd when it comes to the almighty dollar, but why should anyone hold my money for that long? ???
Best of luck Alan,
Dom
PS- will money orders work still? ...had ta ask :-\
yes, checks are still fine. just let me know.
I love paypal. I have used it as the prefered form of payment for reel service fore the last 4 years. I used to send out envoices, but then I was always the one that paid the fees. Now I just send an email to each customer with the total owed and a breakdown, I them request that they use there paypal account to send the payment to my account and give them my email as the recipient to put in the send money to tab. Now, i seldom pay fees. If the sender has the money already in there account, there are no fees to them or me. If they use a CC card, then they pay the fee.
I then have the money stay in the paypal account and use a debit card to spend from that account. I now get cash back on the money i spend out of that account. Instead of me paying paypal fees, they send me money every month. Gotta love that.
If the money is sent as a gift, the sender pays fees. No free transactions at Pay Pal.
I have used paypal for years. I have never had a single issue. There are two modes, one to pay for goods or services, and one to send money to family or friends. The family or friends mode has no fee. The goods/services mode has a fee similar to using a credit card.
The goods or services mode includes a guarantee. I once had a seller back out of an agreement. He told me he just changed his mind. He agreed to refund my paypal money, but he dragged his feet forever. I filed a dispute with paypal, and they 'coerced' him to refund my money. It was less than an hour from the time I filed the dispute until he refunded. It costs a few extra $ to use the goods/services mode, but it is much safer for buyers and sellers. If you trust your buyer/seller, it might not be necessary.
There are several methods of exacting your money from your paypal account. My favorite is to use paypal money to buy more reels or reel parts. One time I actually just had it transferred to my checking account (free), but that was no fun so I never plan to do it again.
Quote from: wallacewt on February 10, 2014, 07:33:11 AM
ive had no problems.bank manager advised me to use it
banks dont guarantee against fraud,paypal does
And so I have yet another paypal story.
I 'contracted' to buy a bayonet from a woman somewhere here in the US. We agonized for several days trying to get her paid as she had this that and the other problem with her paypal account. Finally, she identified an account I could use. I paid her, she created a shipping label, and that was the last time I heard from her. The actual financial transaction occurred on January 1, 2015.
I watched the shipping information for two weeks. It never moved. I emailed her on numerous occasions. No response.
After three weeks, I filed a complaint with Paypal. Today, four weeks later, Paypal refunded my money.
I have nothing but good things to say about Paypal. Fast, and safe for both parties. Yes, there is a fee, but it is similar to the fee for using a credit card. If a seller asks me to cover the paypal fee, I am more than happy to.
I agree Unutt. Paypal gets it done for me. I've been doing it for a long time. ;)
yeah, i guess i'll have to start adding the 3% paypal fee. i hate having to do the math. as far as paypal goes, i got a call from a very nice young lady at paypal asking if i would like to start a business account. she correctly observed that all my transactions involved a paypal fee (that i had paid) and that i also have zero disputes. none at all. i thanked her and explained that all of this was just a very expensive hobby, not a business, and that there was no profit being made. sadly, all of which is true! ;D
Quote from: Shark Hunter on February 26, 2015, 05:35:02 AM
I agree Unutt. Paypal gets it done for me. I've been doing it for a long time. ;)
Do you want to buy a Go Pro for $23.00? Pay through PayPal :D ;D :D ;D Dominick
Sounds interesting. What is a Go Pro?
:D
Quote from: Unutt on February 28, 2015, 12:42:00 AM
Sounds interesting. What is a Go Pro?
This is an inside Alan Tani site joke. Check this link... Dominick http://alantani.com/index.php?topic=9801.0
I get it now. I was confused for a few.
We all fell for that one. Hook, Line and Sinker!
The Seller sent worthless coins to make it look like a package was coming.
There was no Go Pro's.
Quote from: floating doc on February 06, 2014, 12:31:49 PM
PayPal is convenient. When it comes to fees, those need to be passed along to the buyers. All of your prices are reasonable.
only problem is that is way against paypal policies, the ones you agreed to when you signed up. seller always pays the fees, just add 3% to selling price and its a wash
Paypal is great. I use it for selling on eBay, and with customers. Heres a break down Alan and for everyone else.
Fee is 2.9% + $0.30ยข
If seller gets paid via family etc. where there are no fees, then seller benefits saving on the fees. But if a seller does not go through with their part in shipping or whatever the case maybe, then Paypal will not defend or address it since fees weren't paid.
As a seller it really doesn't matter as long as you come thru. For those of you who buy via Paypal always send funds as goods and services to have the protection. In this case using Paypal and sending funds as family to the guys on here like Alan and the rest you will be fine!!
Hope this helps some.
Quote from: Dominick on February 09, 2014, 04:49:29 AM
Quote from: Topshot on February 06, 2014, 05:52:23 AM
Just have them send you the money as a gift and you won't be charged any fees. I've have great success with paypal
Here comes some unsolicited advice. If it is a gift, no problem. Otherwise play it straight and pay paypal its fee. They are a business and provide a valuable service. Gaming the system does not pay. Dominick
x2 I used to game the system whenever possible. It's not a route towards happiness. Pay the fee and feel grateful that you can.
Sid
Okay, I guess I am a rarity. I have a Paypal account but refuse to use it. I neither pay nor receive funds via Paypal. I will avoid another Paypal transaction if at all possible, for two reasons. The first reason involved my first transaction.
I opened my Paypal account years ago, at my wife's urging and I don't remember why. The account was connected to a credit card, that I rarely used.
About 5 years ago, I sold some fishing tackle to a Canadian. The transaction was conducted via Paypal (the only way the deal could be done that was mutually agreeable). I confirmed that the funds had shown up in my Paypal account and I shipped the tackle (Just FYI; I learned that Post (mail) is very slow in the back quarters of some of the Canadian provinces.). I checked with Paypal to have them send me a check (preferred since again, I rarely use the connected credit card so a credit to that account would do me no good). They gave me a song and dance about the steps required and succeeded to discourage me and talked me into just leaving the funds "on account" with Paypal.
A couple years later, I inquired Paypal about my account balance. The agents on the phone said I had no balance. I asked to speak to a supervisor. It took him no time to check my Paypal account and he said that I had purchased an item with those funds. I had not, but later confirmed with our adult daughter that she had used the funds to make a purchase, with my wife's okay. My wife thought that Paypal was connected to one of her credit cards. This will never happen again.
Then last year, Paypal e-mailed me, letting me know that my Paypal account had been updated with my new credit card info. I had not give them any new info, or authorization to update. A supervisor told me that the bank and credit card companies provided the update info. Afterwards, I spoke to supervisors with my bank and the credit card company and they both assured me that they would not give the info to Paypal, even just a renewed CC number and new security code would be violation of trust and banking laws. So, who lied and how did Paypal get the updated info?
And I urge people to not get/use debit cards. The only benefit to the consumer is ease of use. They are a tool that financially benefits only banks and merchants. They do not have the safeguards that even credit cards have. Identity thieves that penetrate your debit card accounts can clean you out and you can be left with absolutely no funds.
Good luck with your future transactions (and fishing)! And thank you for reading my little diatribe.
Most of my small business income is received through PayPal and most of my spending is through a PayPal credit/debit card (it comes off the PayPal account balance). It has simplified accounting, but makes it difficult to cheat on taxes.
-steve
Quote from: Jim Fujitani on April 23, 2017, 07:50:48 PM
Okay, I guess I am a rarity. I have a Paypal account but refuse to use it. I neither pay nor receive funds via Paypal. I will avoid another Paypal transaction if at all possible, for two reasons. The first reason involved my first transaction.
I opened my Paypal account years ago, at my wife's urging and I don't remember why. The account was connected to a credit card, that I rarely used.
About 5 years ago, I sold some fishing tackle to a Canadian. The transaction was conducted via Paypal (the only way the deal could be done that was mutually agreeable). I confirmed that the funds had shown up in my Paypal account and I shipped the tackle (Just FYI; I learned that Post (mail) is very slow in the back quarters of some of the Canadian provinces.). I checked with Paypal to have them send me a check (preferred since again, I rarely use the connected credit card so a credit to that account would do me no good). They gave me a song and dance about the steps required and succeeded to discourage me and talked me into just leaving the funds "on account" with Paypal.
A couple years later, I inquired Paypal about my account balance. The agents on the phone said I had no balance. I asked to speak to a supervisor. It took him no time to check my Paypal account and he said that I had purchased an item with those funds. I had not, but later confirmed with our adult daughter that she had used the funds to make a purchase, with my wife's okay. My wife thought that Paypal was connected to one of her credit cards. This will never happen again.
Then last year, Paypal e-mailed me, letting me know that my Paypal account had been updated with my new credit card info. I had not give them any new info, or authorization to update. A supervisor told me that the bank and credit card companies provided the update info. Afterwards, I spoke to supervisors with my bank and the credit card company and they both assured me that they would not give the info to Paypal, even just a renewed CC number and new security code would be violation of trust and banking laws. So, who lied and how did Paypal get the updated info?
And I urge people to not get/use debit cards. The only benefit to the consumer is ease of use. They are a tool that financially benefits only banks and merchants. They do not have the safeguards that even credit cards have. Identity thieves that penetrate your debit card accounts can clean you out and you can be left with absolutely no funds.
Good luck with your future transactions (and fishing)! And thank you for reading my little diatribe.
That happens to me all the time I get those emails of alerts and update info. Always a hoax to scam. It even threatens to "close my account". I just erase. They look real too but when you read and see the misspelling and basically the whole message it's Bs.
I've had a PayPal account for almost 15 years and have never had a bad experience. In fact, PayPal is my mainstay online payment tool unless, in the rare case, there is no option other than directly using a card. I like the double protection, first through PayPal, second via the card, but then I don't sell anything online, either. If I did I would have more than one account, i.e. buying only, selling only, etc. When asked, I refuse to send "gift" money! >:(
While I cringe at the fees I pay to paypal sometimes, I always remind myself that they provide a valuable service in providing and securing transactions between parties. The protocols they have keep honest people honest and insure against the dishonest people. Sellers as well as buyers are covered. I have been on both sides of disputes, and while the buyer is typically favored, a seller who takes normal precautions will be well covered as well.
And when things go smoothly, paypal makes it very convenient to run a web based business. I find the fees are money well spent when it comes down to the risk assumed, and the convenience it offers for me.
Btw, Ive been using it since 2001.
I don't have anything bad to say about paypal.
I use it almost weekly.
I only had to file one dispute over a High Dollar reel last year.
I think there was a two week waiting period, but I got all my money back.
It was even a International transaction to Portugal through ebay.
Ebay policy is only a month or so. Paypal goes back several months.
I bought a few reels from a guy last night using PayPal. He asked me to send it as a gift to avoid the 3% fee. I added 3% to the total payment so that he would net out the same amount. It was an insignificant amount when you think about it, not much to pay for the convenience and protection.
I have had a bad experience with PayPal. I don't remember all the details, but they were less than helpful in the resolution. It was a $25 loss on my part. Live and learn.
Sid
I've used paypal to buy and sell things. I've used both friends and family and goods and services. If I know the person I don't mind using the friends and family. I have had to go through paypal a couple of times on transactions that didn't pan out, and the seller skipped. I was glad those times I used goods and services.